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Kiviat's research explores how ideas about right and wrong underpin market activity, and the consequences for how economic resources are allocated in society. Recent research examines how employers use credit reports in making hiring decisions and how insurance regulators decide whether it's fair for insurance companies to use new sorts of personal data in pricing policies. Previously, Kiviat was a staff writer at Time magazine.
Finds that including a bad credit report in a job candidate's application materials disproportionately hurts the employment chances of female (versus male) and black (versus white) candidates.
Offers the first in-depth look at how employers use credit reports in making hiring decisions. Draws on interviews with hiring professionals.